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Repair Credit and Get Control of Your Life... The sooner you free yourself from the burden of bad credit and repair credit scores and reports that follow you eveywhere, the sooner you can get your life back. And it doesn't matter what your situation is, or exactly why your credit is bad... ...you DO have options and you can repair credit reports and scores, giving you and your family a brighter future. Read the article below for some insights into how the law is on YOUR side to help you fix your credit...
No matter why you find yourself with a bad credit history, or what your situation is, rest assured that there is hope for you - there is a way out. Bad Credit, such as chargeoffs, judgments, and other negative listings CAN be deleted and removed from your credit report. Stop Suffering the Cost of Bad Credit If you are making payments on a car, you are probably paying between $5,000 and $9,000 more just for having bad credit. This added interest shows up every month in a higher payment. The following chart illustrates this:
Bad credit in auto financing can really hurt, but it is nothing compared to the cost of bad credit when a home is involved. A typical home can cost between $50,000 and $130,000 more in interest if you are buying the home with bad credit.
How YOU CAN Repair Your Credit The ability to repair credit is written into the law. The Fair Credit Reporting Act (FCRA) allows a consumer to challenge the information on his or her credit report on the basis of "completeness and accuracy." When a consumer files a dispute to repair credit, the credit bureaus must contact the source of the credit information (the creditor) and confirm that the information is accurate, verifiable, and not obsolete. In some circumstances, the credit bureau is required to go beyond a simple verification of the creditor's own computer record. If, within 30 days, the credit bureau has not received verification from the creditor, then the credit bureau must promptly delete the credit listing (without having confirmed the accuracuy of item.) It is important to know the difference between legal and illegal techniques to repair credit and how to best take advantage of the specific provisions of the law, such as those discussed above. That's one reason why it's advantageous for most people to work with a law firm that specializes in credit report repair. Lexington Law is one such firm that successfully deleted over 600,000 negative credit items last year alone, including: Charge Offs, Judgments, Late Payments, Repossessions, Collections, Bankruptcy, and More! Think about what's at stake here... Your independance. Your dignity. Your family's security and well-being. Isn't it about time that you took control of your life? Get Started Right Now - Repair Your Credit Rating Just click the image below (or this link) to start the credit repair process with Lexington Law. It's easy, painless and you can do it online - right now - in less than 30 seconds...
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